Bridgecrest Reviews

Paid off car loan 2 weeks ago. Company still has a lien on my car. Then tells me they have a 10 day hold on title, not in their contract by the way, and once lien is cleared will take at least two more weeks!

All in, with state process, will take nearly two months to get title to a car that I paid off already.

User's recommendation: Don't expect bridgecrest to care about you.

Bridgecrest Acceptance Corporation is fraudulent and should be sued. I got my car 1 year ago and I have paid $6.688.50 on my $18,655.58 auto loan.

My car payments are $232.25 biweekly. I paid $257.25 biweekly (extra $50 per month) for 26 payments. I should owe $11,967.08 not $16,457!

Key Points of Loan:

1. You have 60 days once your loan starts to request a new APR.

Your loan paperwork does not state this. They will tell you the dealership is supposed to inform you (the dealer does not tell you this).

2. For every extra $500 payment your APR decreases 1% (this is not in your contract nor does the dealership inform you of this).

3. A portion of each payment goes towards your interest first then your principal (your loan contract states this).

Your first payment will reflect $0 towards principal and $full payment towards interest, 2nd payment $20 towards principal and remaining amount towards interest and so on. Your loan paperwork does not provide insight on how much money will go towards your interest or principal per payment. The website doesnt provide a breakdown either, you have to call and request a breakdown of your payment history.

4. Interest is charged daily (this is stated in your loan paperwork).

Say your interest rate is $10.30 per day (stated on site not loan) and theres 30 days in a month your interest for the month is $300+ so whatever interest that doesnt get paid for that month rolls over to the next month (This is not stated in your loan paperwork). Ive had a rep tell me 2 completely different things about my interest within 3 minutes of attempting to explain my interest.

5. A representative will contact you to setup your payments and ask if you want to pay extra to help lower the amount of payments. They do not inform you that you must contact them after each payment and tell them where you want your payment applied.

If you do not contact them then they will apply payment however they want. They will tell you that informing you of this is not a requirement. Unless you ask them they do not tell you this information.

6.

You have 6 months after each payment to contact them and have them redistribute the money how you want. Mgmt can only go back 6 months from your last payment and not all tickets get processed.

User's recommendation: Do NOT purchase a car from any DriveTime dealership unless you plan on calling after each payment to have your money applied towards the principal.

If I could give zero starts I would been a customer for some years now bought 2car from them but when I called about money being pulled out the wrong account I got the run around they where rude and act like I was bothering them they need customer service training at best oh and I could never get a manager on the phone

User's recommendation: Don’t spend your money with them.

March 7th 2022 I called silver Rock to cancel Service Contract on car I traded in (with a clear title ), they stated refund would be issued in 2-4 weeks. April 21 2022 I called to ask why it is not here yet, They stated they send it to Bridgecrest for processing, I thought was odd, but called Bridgecrest to find out what is going on.

They denied getting a refund for me, so April 22 2022 I called Silver Rock to inform me what Bridgecrest said. The Lady called Bridgecrest while I was on the Phone all of a sudden now they have it. Bridgecrest informed me id have to call back in an hour when other department gets in. That customer service rep was ruse and Stated they will send check to me when and if they feel like it.

I said well its been almost 7 weeks she stated its my problem not hers. Its sad Silver Rock and customers of them have to deal with these people, however I wont anymore after I get my money.

User's recommendation: Try to stay away from Bridgecrest if possible.

I miss my payment on the 15th and I would like to be able to make a note on my account that I will be paying this Friday for the 15th and the 29th total 371.56

Please call me

I have called numerous times trying to get the title to the car I paid off nearly if not already 2 years ago! I have told to rep on the phone EACH AND EVERY TIME as well when I was making the payments my mailing address!

Your incompetent employees still send or claim to of sent the title to an address that I had changed numerous times with your company!

My home address is Daniel E Dougherty (last 4 ssn 5317 dob 06/27/1960) 82 Arrowhead Av Milton VT 05468 my phone number is 802 343 ****.

I will be reporting this extremely poor and inexcusable incompetent service to the Better Business Bureau!

I DEMAND MY CERTIFICATE OF TITLE TO 2015 Mitsubishi Mirage IMMEDIATELY! OVERNIGHT FEDEX

User's recommendation: Do not use this company.

My son bought a car through Cavana that use this company. He refinanced through a local bank months ago and they have never received the title.

Carvana says the title was electronically sent, our bank never got it and is getting really mad they havent. How the *** do you get the title really sent?

Have a feeling they dont have it to send. These two companies suck.

User's recommendation: Get away as far as you can!

Geico declared my car a total loss. Bridgecrest delayed sending a Letter of Guarantee in order for the payoff check to be sent to them, instead collecting payments from me.

When I stopped payment because they were scheduled to have received the check, they reported my account as delinquent.

They have no motivation to process the payoff because they can hold my credit rating and ability to replace my car hostage while continuing to receive monthly payments. They are not cooperating with Geico in order to have the loan paid in full by insurance.

User's recommendation: Do NOT finance through Carvana/Bridgecrest.

Your service doesn't cover a very important part my horn doesn't work or any of my other things in my car , so just cancel my warranty I will find another warranty O have done what I had to due thank you.they need to be explained what all is covered

Oil leak

Noise left front wheel

Sensor broken

Park assist light on broking

Key fob broken

Sounds like the bearings are coming out of left front. Bad vibration

Bridgecrest took too long to accept my payoff after telling me it was no issue, then my account went past due and nearly impacted my credit but only didnt because I have paid $690 to avoid that. Somehow now after accepting the insurance check of over $14k TWO weeks ago on 2/19 now on 3/7 it is saying payment reversal and my loan is not paid off.

This needs to be corrected immediately but I cannot even get ahold of the RIGHT person to help. Everyone just says they will send an email to the right department but doesnt know when I can call back to get ahold of the correct person. What a joke.

I should not be AFRAID to ruin my credit after the loan shouldve been completed weeks ago. This is crazy

User's recommendation: Stay away from Bridgecrest.

I was trying to add a bank account to my Bridgecrest account for payments and both the main bank account and the bank account I was trying to add are Chime accounts. However, whenever I tried to enter the account information it would say the bank account and/or routing number were invalid.

I spoke with someone via chat and they informed me that apparently Bridgecrest never has accepted Chime accounts and that I would have to pay a fee to make a payment and that I wouldn't be able to add the new account. How is it that the main account is a Chime account and I've been using that account for payments for almost two years?

I don't have any other bank accounts and I shouldn't have to open a new one just to make my car payments. They made it seem like it was my fault that they made an error and refused to work with me at all to resolve the issue.

I dont want to give any stars! I paid my car off early (ending payment would have been in November of 2023).

Have been trying to get my title ever since. Every time I call it is something new. No managers to help, and then they state they cant make any promises when asking to expedite the information.

Customer service keeps repeating the same information and they are condescending. All I want is my title, so I can register my car in the state I live in!