The calls never stop even if you're one payment behind. When they do get you on the phone they are rude, pushy and nonunderstanding.
When you finally start making enough money to get completely caught up, all of a sudden they can't wait two weeks for you to get paid and take your car. They dont enforce that the coowner needs to pay also. They're let off scott free.
Ill just straight out pay for one then somewhere else when I'm ready.. never use these people.